Banning Secret Contracts to Promote Cheaper, Higher-Quality Healthcare Access.
This law aims to boost competition in healthcare by prohibiting hidden contract terms between insurers and providers that restrict steering patients toward lower-cost or higher-quality care options. Health plans will gain flexibility to offer financial incentives for patients to choose cost-effective treatments. These changes are expected to lead to lower overall healthcare costs for consumers.
Key points
Health plans can now freely direct patients to providers offering lower prices or higher quality, without restrictions imposed by large provider networks.
Insurers are allowed to offer incentives (like lower co-pays) to patients who choose specific, cheaper, or better healthcare providers.
The law bans contract clauses that prevent other insurers from negotiating lower rates for the same medical services (anti-competitive pricing clauses).
Introduced
Citizen Poll