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Faster Student Loan Forgiveness for Public Service Workers

This bill significantly changes the Public Service Loan Forgiveness (PSLF) program for new borrowers. Instead of waiting 10 years for full forgiveness, individuals working in public service jobs can receive partial debt cancellation every two years. This provides faster financial relief and reduces the overall interest burden for those committed to public service careers.
Key points
Partial student loan debt cancellation (15% of the amount due at the start of repayment) every 2 years for new loans, provided the borrower works in public service.
Full forgiveness of the remaining balance occurs after 10 years (120 payments).
Interest relief: All interest accrued during a year in which partial cancellation occurs will also be canceled.
Simplified employment verification: The Secretary must certify employment without requiring borrower submission if data is available.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_6284
Sponsor: Rep. Swalwell, Eric [D-CA-14]
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Summarized by: gemini-3-pro-preview
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Strengthening Loan Forgiveness for Public Service Workers Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_6284.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What are the main provisions?

Key points include:

  • Partial student loan debt cancellation (15% of the amount due at the start of repayment) every 2 years for new loans, provided the borrower works in public service.
  • Full forgiveness of the remaining balance occurs after 10 years (120 payments).
  • Interest relief: All interest accrued during a year in which partial cancellation occurs will also be canceled.
  • Simplified employment verification: The Secretary must certify employment without requiring borrower submission if data is available.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Swalwell, Eric [D-CA-14].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Workforce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-31.

CATEGORIES

Education Benefits