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Expanding Manufactured Housing Definition: New Options for Affordable Homes and Financing.

This Act expands the federal definition of a manufactured home to include structures built without a permanent chassis. The goal is to boost housing supply by ensuring these new types of homes receive equal treatment under state laws regarding financing, insurance, and taxation, just like traditional manufactured homes. States failing to adopt these parity rules face a prohibition on the sale and installation of these new homes.
Key points
Manufactured homes can now be built without a permanent chassis, potentially increasing construction flexibility and housing availability.
States must ensure that these new homes are treated equally to traditional manufactured homes concerning financing, insurance, and taxation (parity rule).
New, distinct federal standards, labels, and data plates will be required for homes built without a permanent chassis.
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Status: Introduced
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Additional Information
Print number: 119_HR_6293
Sponsor: Rep. Rose, John W. [R-TN-6]
Process start date: 2025-11-25