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Harsher Penalties for Financial Fraud and Impersonation Using Artificial Intelligence.

This Act significantly increases prison sentences and fines for individuals committing financial crimes (like mail, wire, or bank fraud, and money laundering) with the assistance of Artificial Intelligence. The goal is to protect citizens from sophisticated new threats, such as AI-generated voice deepfakes used to steal money or sensitive information. The law also ensures that legitimate satire and parody using AI are protected, provided they include clear disclosure.
Key points
Increased Sentences: Maximum prison sentences for bank fraud using AI can increase up to 30 years, and up to 20 years for other major financial frauds.
Targeting Deepfakes: Higher specific penalties are introduced for impersonating federal officials using AI technology, often used to deceive citizens or businesses.
Financial Deterrence: Fines for money laundering involving AI can reach $1 million or three times the value of the funds involved, whichever is greater.
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Introduced
Citizen Poll
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Additional Information
Print number: 119_HR_6306
Sponsor: Rep. Lieu, Ted [D-CA-36]
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Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

AI Fraud Deterrence Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_6306.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What are the main provisions?

Key points include:

  • Increased Sentences: Maximum prison sentences for bank fraud using AI can increase up to 30 years, and up to 20 years for other major financial frauds.
  • Targeting Deepfakes: Higher specific penalties are introduced for impersonating federal officials using AI technology, often used to deceive citizens or businesses.
  • Financial Deterrence: Fines for money laundering involving AI can reach $1 million or three times the value of the funds involved, whichever is greater.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Lieu, Ted [D-CA-36].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on the Judiciary.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

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Courts and Law Security