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Extending Health Insurance Tax Credits and New Subsidy Payment Options

This law extends crucial health insurance premium tax credits (ACA subsidies) until the end of 2027, helping millions of citizens maintain lower insurance costs. It introduces an option for individuals to receive subsidy payments directly into a new type of savings account (Personal HSA) instead of the insurer, but also establishes a minimum premium amount that all recipients must pay. Furthermore, verification of immigration status for applicants is tightened.
Key points
Health insurance subsidies (ACA Premium Tax Credits) are extended for two years, stabilizing policy costs through 2027.
Individuals on Bronze or Catastrophic plans can choose to have their subsidy paid to the insurer or deposited into a new Personal HSA savings account.
A mandatory minimum premium payment is introduced, meaning recipients must cover a baseline cost regardless of the subsidy amount.
Federal agencies are required to tighten verification of immigration status for individuals claiming these tax credits.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_6316
Sponsor: Rep. Van Drew, Jefferson [R-NJ-2]
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Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Tax Credit Extension Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_6316.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What are the main provisions?

Key points include:

  • Health insurance subsidies (ACA Premium Tax Credits) are extended for two years, stabilizing policy costs through 2027.
  • Individuals on Bronze or Catastrophic plans can choose to have their subsidy paid to the insurer or deposited into a new Personal HSA savings account.
  • A mandatory minimum premium payment is introduced, meaning recipients must cover a baseline cost regardless of the subsidy amount.
  • Federal agencies are required to tighten verification of immigration status for individuals claiming these tax credits.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Van Drew, Jefferson [R-NJ-2].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

Health Taxes Migration