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Short-Term Health Insurance: Extended Duration and Flexibility for Small Businesses.

This law redefines short-term health insurance plans, allowing them to last up to three years, including renewals. The goal is to provide citizens and small businesses with more affordable and flexible options to cover temporary gaps in coverage, such as during job transitions. Individuals gain the choice to accept or decline the renewability of their short-term policy upon application.
Key points
The maximum duration for short-term limited duration insurance (including renewals) is extended to 3 years.
Individuals purchasing short-term insurance can choose whether their policy will be automatically renewable, offering greater control over the contract.
The changes aim to assist small businesses in providing more flexible and lower-cost insurance options for their employees.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_6420
Sponsor: Rep. Miller, Max L. [R-OH-7]
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Summarized by: gemini-flash-latest
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

ACCESS Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_6420.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What are the main provisions?

Key points include:

  • The maximum duration for short-term limited duration insurance (including renewals) is extended to 3 years.
  • Individuals purchasing short-term insurance can choose whether their policy will be automatically renewable, offering greater control over the contract.
  • The changes aim to assist small businesses in providing more flexible and lower-cost insurance options for their employees.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Miller, Max L. [R-OH-7].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Energy and Commerce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-31.

CATEGORIES

Health Economy