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Higher Federal Loan Limits for Graduate and Professional Students.

This law increases the maximum amounts of Federal Direct Unsubsidized Loans available to students pursuing graduate and professional degrees. Starting July 1, 2026, these students can borrow more money annually and overall, potentially easing the financing of expensive programs but also increasing their total debt burden. The changes aim to standardize access to funding for all advanced students.
Key points
The annual limit for Federal Direct Unsubsidized Loans for graduate and professional students will increase to $50,000, effective July 1, 2026.
The aggregate limit for these loans (in addition to undergraduate borrowing) will be set at $200,000.
article Official text account_balance Process page
Introduced
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Additional Information
Print number: 119_HR_6574
Sponsor: Rep. Kennedy, Timothy M. [D-NY-26]
Process start date: 2025-12-10
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Loan Equity for Advanced Professionals Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_6574.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-12-10.

What are the main provisions?

Key points include:

  • The annual limit for Federal Direct Unsubsidized Loans for graduate and professional students will increase to $50,000, effective July 1, 2026.
  • The aggregate limit for these loans (in addition to undergraduate borrowing) will be set at $200,000.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Kennedy, Timothy M. [D-NY-26].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Workforce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

Education Economy