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Extended Health Subsidies and Stronger Fraud Protection in Health Care.

This Act extends and modifies enhanced premium tax credits for 2026, allowing more citizens, including those with higher incomes, to receive financial assistance for marketplace health insurance premiums. It also introduces strict penalties for agents and brokers committing fraud on the Exchanges and significantly increases transparency and accountability for Pharmacy Benefit Managers (PBMs) in Medicare Part D to potentially lower drug costs.
Key points
Financial Aid Extended: Enhanced health insurance subsidies are extended and expanded for 2026, covering individuals earning up to 1000% of the federal poverty line.
Anti-Fraud Measures: Imposes severe civil and criminal penalties on agents and brokers for providing false enrollment information and requires verification of consumer consent for coverage changes.
Drug Cost Transparency: New rules for PBMs in Medicare Part D require compensation to be based only on flat service fees, ensuring rebates and discounts are fully passed through to plans.
Enrollment Period Extended: The annual open enrollment period for 2026 health plans is extended until March 19, 2026.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_6575
Sponsor: Rep. Kiggans, Jennifer A. [R-VA-2]
Process start date: 2025-12-10
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

CommonGround for Affordable Health Care Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_6575.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-12-10.

What are the main provisions?

Key points include:

  • Financial Aid Extended: Enhanced health insurance subsidies are extended and expanded for 2026, covering individuals earning up to 1000% of the federal poverty line.
  • Anti-Fraud Measures: Imposes severe civil and criminal penalties on agents and brokers for providing false enrollment information and requires verification of consumer consent for coverage changes.
  • Drug Cost Transparency: New rules for PBMs in Medicare Part D require compensation to be based only on flat service fees, ensuring rebates and discounts are fully passed through to plans.
  • Enrollment Period Extended: The annual open enrollment period for 2026 health plans is extended until March 19, 2026.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Kiggans, Jennifer A. [R-VA-2].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

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