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Exception for Multiemployer Plans from Automatic Retirement Enrollment

This bill creates an exception to the rules for automatic enrollment in certain retirement plans. Participants in multiemployer retirement plans will no longer be automatically enrolled. Instead, they will follow a different process to join, which may require them to take active steps.
Key points
Participants in multiemployer retirement plans will no longer be automatically enrolled in these plans.
This change provides more flexibility or requires an active decision to join the plan.
The new rules will apply to taxable years beginning after December 31, 2024.
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Status: Introduced
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Additional Information
Print number: 119_HR_6685
Sponsor: Rep. Finstad, Brad [R-MN-1]
Process start date: 2025-12-12
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_6685.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-12-12.

What are the main provisions?

Key points include:

  • Participants in multiemployer retirement plans will no longer be automatically enrolled in these plans.
  • This change provides more flexibility or requires an active decision to join the plan.
  • The new rules will apply to taxable years beginning after December 31, 2024.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Finstad, Brad [R-MN-1].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Ways and Means.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-11.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Taxes Benefits