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Expanding Affordable Health Insurance and Drug Cost Transparency

This act allows groups of employers and self-employed individuals to establish association health plans to provide insurance coverage. It also permits employers to fund employees' individual health plans through 'CHOICE arrangements.' Furthermore, it mandates reporting requirements for pharmacy benefit management (PBM) services to increase drug cost transparency and appropriates funding for cost-sharing reduction payments, with specific restrictions regarding abortion coverage.
Key points
Groups of employers and self-employed individuals can form Association Health Plans under specific conditions.
Employers can offer CHOICE arrangements to fund employees' individual health insurance instead of traditional group plans.
Pharmacy benefit management (PBM) services must submit detailed reports on drug costs, rebates, and fees.
The act appropriates funds for cost-sharing reduction payments starting in 2027, excluding plans covering abortion (with exceptions for life endangerment, rape, or incest).
article Official text account_balance Process page
VOTING RESULTS
2025-12-17
51%
For 216
Against 211
Abstain 0
Full voting results open_in_new
Passed House
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_6703
Sponsor: Rep. Miller-Meeks, Mariannette [R-IA-1]
Voting date: 2025-12-17
Voting no: 349
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-3-pro-preview
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Lower Health Care Premiums for All Americans Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_6703.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What are the main provisions?

Key points include:

  • Groups of employers and self-employed individuals can form Association Health Plans under specific conditions.
  • Employers can offer CHOICE arrangements to fund employees' individual health insurance instead of traditional group plans.
  • Pharmacy benefit management (PBM) services must submit detailed reports on drug costs, rebates, and fees.
  • The act appropriates funds for cost-sharing reduction payments starting in 2027, excluding plans covering abortion (with exceptions for life endangerment, rape, or incest).
What is the specific legal status?

The current status is Passed House.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Where is the official voting record?

The official roll call vote is recorded at: voting record

Who is the primary sponsor?

The primary sponsor is Rep. Miller-Meeks, Mariannette [R-IA-1].

What is the latest detailed status?

The latest detailed status is: On passage Passed by the Yeas and Nays: 216 - 211 (Roll no. 349). (text: CR H5956-5966)

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-19.

CATEGORIES

Health Economy Labor