OFFICIAL LEGAL TITLE
Lower Health Care Premiums for All Americans Act
FREQUENTLY ASKED QUESTIONS
What is the official ID of this bill?
The official print number for this legislation is 119_HR_6703.
Which chamber initiated this legislation?
This legislation was initiated in the House of Representatives.
When did the legislative process begin?
The process officially started on 2025-12-15.
What are the main provisions?
Key points include:
- Groups of employers and self-employed individuals can form Association Health Plans under specific conditions.
- Employers can offer CHOICE arrangements to fund employees' individual health insurance instead of traditional group plans.
- Pharmacy benefit management (PBM) services must submit detailed reports on drug costs, rebates, and fees.
- The act appropriates funds for cost-sharing reduction payments starting in 2027, excluding plans covering abortion (with exceptions for life endangerment, rape, or incest).
What is the specific legal status?
The current status is Passed House.
Where can I read the full text of this legislation?
The full official text is available at:
View full text
Where is the official voting record?
The official roll call vote is recorded at:
voting record
Who is the primary sponsor?
The primary sponsor is Rep. Miller-Meeks, Mariannette [R-IA-1].
What is the latest detailed status?
The latest detailed status is: On passage Passed by the Yeas and Nays: 216 - 211 (Roll no. 349). (text: CR H5956-5966)
Is this summary verified?
Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-19.
What is the impact of this bill?
We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.