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Reforms to Housing Counseling and Financial Literacy Programs.

This bill aims to improve the quality and accessibility of housing counseling and financial literacy programs. Citizens will benefit from more competent advisors, and those struggling with mortgage payments will have a clear opportunity to receive support, potentially at no cost. This seeks to help prevent home loss.
Key points
Increased availability of housing counseling services in both urban and rural areas.
Stricter performance reviews and certification requirements for housing counselors.
Opportunity for homeowners 30+ days delinquent on mortgage payments to receive counseling.
Costs for counseling for certain FHA-insured delinquent borrowers may be covered.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_6726
Sponsor: Rep. Scott, David [D-GA-13]
Process start date: 2025-12-15
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

To amend the Housing and Urban Development Act of 1968 to provide reforms to housing counseling and financial literacy programs.

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_6726.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-12-15.

What are the main provisions?

Key points include:

  • Increased availability of housing counseling services in both urban and rural areas.
  • Stricter performance reviews and certification requirements for housing counselors.
  • Opportunity for homeowners 30+ days delinquent on mortgage payments to receive counseling.
  • Costs for counseling for certain FHA-insured delinquent borrowers may be covered.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Scott, David [D-GA-13].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-11.

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