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Easier Access to Health Coverage: Extended Enrollment and More Support

This bill aims to make it easier for citizens to access affordable health insurance. It introduces longer enrollment periods, special opportunities for lower-income individuals, and ensures free assistance in choosing a plan, while also removing some administrative barriers.
Key points
More time to enroll: The open enrollment period for health insurance for 2026 will be extended until May 1, 2026, giving more time to decide.
Ongoing help for low-income individuals: People with lower incomes (up to 150% of the poverty line) will be able to enroll in health insurance once a month throughout the year.
Free and independent assistance: Organizations helping with insurance choices (called 'Navigators') will receive more funding and will not be allowed to charge fees to citizens, ensuring unbiased support.
Fewer hurdles: Some verification requirements that made it difficult to enroll in insurance will be removed, simplifying the process.
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Status:
Introduced
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Additional Information
Protecting Access to Affordable Coverage Act of 2025
Print number: HR 6760
Sponsor: Rep. Pappas, Chris [D-NH-1]
Process start date: 2025-12-16