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Expanding Fertility Treatment (IVF) Coverage for Military Families under TRICARE.

This Act expands the TRICARE insurance program to cover comprehensive fertility treatment, including In Vitro Fertilization (IVF), for active duty service members and their dependents. The change ensures access to three completed egg retrieval procedures annually and prohibits imposing extra costs or waiting periods after an infertility diagnosis. These provisions, aimed at supporting military families, take effect on October 1, 2027.
Key points
Active duty service members and their dependents gain full coverage for fertility care, including IVF, under TRICARE Prime and Select plans.
IVF treatment covers up to three completed oocyte retrievals per calendar year; preimplantation genetic screening and cloning are prohibited.
Insurers cannot impose waiting periods or higher cost-sharing amounts solely because the care is fertility-related, once infertility is diagnosed.
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Status: Introduced
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Additional Information
Print number: 119_HR_6797
Sponsor: Rep. Jacobs, Sara [D-CA-51]
Process start date: 2025-12-17