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Federal Banking Agencies Required to Consider Economic Growth in Supervision

This bill amends the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act. It requires federal banking agencies to consider economic growth when conducting supervisory functions. Specifically, for the Federal Reserve, economic growth is added to the mandate alongside moderate long-term interest rates.
Key points
Federal banking agencies must take economic growth into account when conducting supervisory functions.
The National Bank Act is amended to include economic growth alongside safety and soundness.
The Federal Reserve Act is amended to include economic growth alongside moderate long-term interest rates.
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Status:
Introduced
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Additional Information
To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions.
Print number: HR 6838
Sponsor: Rep. Barr, Andy [R-KY-6]
Process start date: 2025-12-18
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Summarized by: gemini-3-pro-preview
Source data: api.congress.gov
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Summary & Status

Key Questions about Federal Banking Agencies Required to Consider Economic Growth in Supervision

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 6838.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-12-18.

What are the main provisions?

Key points include:

  • Federal banking agencies must take economic growth into account when conducting supervisory functions.
  • The National Bank Act is amended to include economic growth alongside safety and soundness.
  • The Federal Reserve Act is amended to include economic growth alongside moderate long-term interest rates.

What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Barr, Andy [R-KY-6].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-19.

Analysis and Potential Impact of HR 6838

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

CATEGORIES

Economy