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Health Insurance Changes: A New Public Option for Citizens

This bill creates a government-run health insurance plan to offer more competition and lower costs on the insurance marketplace. Starting in 2027, it provides citizens with a new choice for high-quality, affordable medical coverage.
Key points
Creation of a public health insurance plan available starting in 2027.
Introduction of three coverage levels: bronze, silver, and gold.
Insurance premiums will be set to cover only medical and administrative costs.
Most doctors will be included in the plan unless they choose to opt out.
The government will negotiate drug and service prices to lower costs for patients.
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Status:
Introduced
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Additional Information
Print number: 119_HR_7023
Sponsor: Rep. Schakowsky, Janice D. [D-IL-9]
Process start date: 2026-01-12