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Expanding Hospital Mortgage Insurance for Mental Health Facilities.

This legislation broadens access to the federal mortgage insurance program for licensed hospitals across the US. The goal is to make it easier for medical facilities, particularly those offering mental health services, to secure financing for construction or modernization projects. Citizens may benefit from improved access to healthcare, especially mental health treatment, due to increased investment in hospital infrastructure.
Key points
Expands eligibility for the Federal Housing Administration (FHA) Section 242 hospital mortgage insurance program to a wider range of licensed hospitals.
The change aims to ensure parity in financing access, specifically supporting the development of mental health service facilities.
The Department of Housing and Urban Development (HUD) must report on the program's effectiveness within two years of the law taking effect.
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Status: Introduced
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Additional Information
Print number: 119_HR_7030
Sponsor: Rep. Emmer, Tom [R-MN-6]
Process start date: 2026-01-13