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Terrorism Risk Insurance Program Extended to 2034 with Certification Updates.

This act extends the federal Terrorism Risk Insurance Program until 2034, ensuring continued availability of terrorism insurance for businesses and property owners. It also updates the process for certifying acts of terrorism, including a higher loss threshold and clearer public notification rules.
Key points
The federal program that helps businesses get insurance against terrorism risks will continue until the end of 2034, supporting economic stability.
The minimum insured loss threshold for an event to be federally certified as an act of terrorism has increased from $5 million to $25 million.
New rules require faster public notification and a 90-day deadline for the government to certify an act as terrorism, improving transparency.
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Status: Introduced
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Additional Information
Print number: 119_HR_7128
Sponsor: Rep. Flood, Mike [R-NE-1]
Process start date: 2026-01-16
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

TRIA Program Reauthorization Act of 2026

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_7128.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2026-01-16.

What are the main provisions?

Key points include:

  • The federal program that helps businesses get insurance against terrorism risks will continue until the end of 2034, supporting economic stability.
  • The minimum insured loss threshold for an event to be federally certified as an act of terrorism has increased from $5 million to $25 million.
  • New rules require faster public notification and a 90-day deadline for the government to certify an act as terrorism, improving transparency.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Flood, Mike [R-NE-1].

What is the latest detailed status?

The latest detailed status is: Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 2.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-19.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Economy Security