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American Family Housing Act: Restricting Large Corporations from Buying Single-Family Homes

This bill prevents massive investment firms from buying up single-family houses, aiming to keep more homes available for individual buyers. It targets companies managing over $100 billion in assets to reduce corporate competition in the housing market.
Key points
Large investment companies with over $100 billion in assets are banned from purchasing single-family homes.
Corporations cannot acquire more than 49% of smaller companies that already own over 100 single-family homes.
The ban applies to standalone houses but specifically excludes condos and housing cooperatives.
The restrictions take effect 100 days after the bill is signed into law.
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Status: Introduced
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Additional Information
Print number: 119_HR_7186
Sponsor: Rep. Miller, Mary E. [R-IL-15]
Process start date: 2026-01-21
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-flash-latest
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

American Family Housing Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_7186.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2026-01-21.

What are the main provisions?

Key points include:

  • Large investment companies with over $100 billion in assets are banned from purchasing single-family homes.
  • Corporations cannot acquire more than 49% of smaller companies that already own over 100 single-family homes.
  • The ban applies to standalone houses but specifically excludes condos and housing cooperatives.
  • The restrictions take effect 100 days after the bill is signed into law.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Miller, Mary E. [R-IL-15].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-02-11.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Real Estate Economy