arrow_back Civic Audit
Share share

New $5,000 Tax Credit to Make American Housing Affordable.

This bill establishes a new tax credit designed to help citizens afford the purchase of a principal residence. Eligible individuals buying a home can receive a $5,000 credit ($10,000 for joint filers) directly against their tax liability. This benefit is available once every four years and is subject to income limits, phasing out for higher earners.
Key points
Establishes a $5,000 tax credit ($10,000 for joint filers) for purchasing a principal residence.
The credit can only be claimed if the individual has not received it in the preceding four taxable years.
The benefit is phased out for individuals whose modified adjusted gross income exceeds $250,000 ($500,000 for joint returns).
article Official text account_balance Process page notifications_active Track this Bill
Status: Introduced
Civic Will
Checking votes...
I support
I oppose
Why does your vote on bills matter?
It creates raw, undeniable proof. Civic Will provides the permanent data to verify the Government's loyalty towards its citizens (explained here). Start recording it now.
Additional Information
Print number: 119_HR_7216
Sponsor: Rep. Kean, Thomas H. [R-NJ-7]
Process start date: 2026-01-22
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-flash-latest
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Make American Housing Affordable (MAHA) Act of 2026

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_7216.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2026-01-22.

What are the main provisions?

Key points include:

  • Establishes a $5,000 tax credit ($10,000 for joint filers) for purchasing a principal residence.
  • The credit can only be claimed if the individual has not received it in the preceding four taxable years.
  • The benefit is phased out for individuals whose modified adjusted gross income exceeds $250,000 ($500,000 for joint returns).
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Kean, Thomas H. [R-NJ-7].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Ways and Means.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-28.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Taxes Real Estate