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Stopping large investment funds from purchasing single-family homes

This bill aims to help individual homebuyers by banning large investment funds from purchasing single-family houses. It requires these major corporations to stop buying homes and sell their existing housing stock over the next decade.
Key points
Large funds with over $500 million in assets are prohibited from purchasing single-family homes.
Existing corporate owners must sell all their single-family homes within a 10-year period.
Companies must divest at least 10% of their current home portfolio every year.
The ban also applies to entities that recently purchased more than 5 homes in a 30-day period.
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Status: Introduced
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Additional Information
Print number: 119_HR_7221
Sponsor: Rep. Luna, Anna Paulina [R-FL-13]
Process start date: 2026-01-22
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-flash-latest
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Stopping Wall Street From Competing With Main Street Homebuyers Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_7221.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2026-01-22.

What are the main provisions?

Key points include:

  • Large funds with over $500 million in assets are prohibited from purchasing single-family homes.
  • Existing corporate owners must sell all their single-family homes within a 10-year period.
  • Companies must divest at least 10% of their current home portfolio every year.
  • The ban also applies to entities that recently purchased more than 5 homes in a 30-day period.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Luna, Anna Paulina [R-FL-13].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-02-12.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Real Estate Economy