arrow_back Civic Audit
Share share

SNAP Payment Security and Fraud Prevention Act: New Chip Cards and Better Protection

This act upgrades food assistance (SNAP) cards with modern chip technology to stop hackers and scammers from stealing benefits. It gives users more control through mobile apps and ensures fast, free replacement of compromised or broken cards.
Key points
Mandatory switch from magnetic stripe cards to secure chip-enabled EBT cards to prevent cloning.
New mobile and web tools to freeze cards, see transaction history, and use virtual numbers for online shopping.
Guaranteed replacement of lost, stolen, or damaged cards within three business days.
No fees for replacing cards due to fraud, malfunctions, expiration, or required security updates.
Strict financial penalties for benefit thieves, requiring them to pay back double the value of stolen funds.
Retailers must use chip-enabled payment terminals to continue accepting SNAP benefits.
article Official text account_balance Process page notifications_active Track this Bill
Status: Introduced
Civic Will
Checking votes...
I support
I oppose
Why does your vote on bills matter?
It creates raw, undeniable proof. Civic Will provides the permanent data to verify the Government's loyalty towards its citizens (explained here). Start recording it now.
Additional Information
Print number: 119_HR_7316
Sponsor: Rep. Malliotakis, Nicole [R-NY-11]
Process start date: 2026-02-02
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-flash-latest
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

SNAP Payment Security and Fraud Prevention Act of 2026

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_7316.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2026-02-02.

What are the main provisions?

Key points include:

  • Mandatory switch from magnetic stripe cards to secure chip-enabled EBT cards to prevent cloning.
  • New mobile and web tools to freeze cards, see transaction history, and use virtual numbers for online shopping.
  • Guaranteed replacement of lost, stolen, or damaged cards within three business days.
  • No fees for replacing cards due to fraud, malfunctions, expiration, or required security updates.
  • Strict financial penalties for benefit thieves, requiring them to pay back double the value of stolen funds.
  • Retailers must use chip-enabled payment terminals to continue accepting SNAP benefits.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Malliotakis, Nicole [R-NY-11].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Agriculture.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-03-05.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Benefits Security Agriculture