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Adjusting Card Transaction Fee Thresholds for Inflation

This bill introduces automatic inflation adjustments for certain financial limits related to card transaction fees. It aims to ensure these thresholds reflect current economic conditions, helping smaller financial institutions manage costs.
Key points
Mandates annual adjustments of payment card transaction thresholds based on the Consumer Price Index.
Includes a significant initial catch-up adjustment covering inflation from 2009 to 2025.
Aims to provide financial relief to community banks by updating outdated regulatory limits.
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Status: Introduced
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Additional Information
Print number: 119_HR_7484
Sponsor: Rep. Barr, Andy [R-KY-6]
Process start date: 2026-02-11
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-flash-latest
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Community Bank Relief Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_7484.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2026-02-11.

What are the main provisions?

Key points include:

  • Mandates annual adjustments of payment card transaction thresholds based on the Consumer Price Index.
  • Includes a significant initial catch-up adjustment covering inflation from 2009 to 2025.
  • Aims to provide financial relief to community banks by updating outdated regulatory limits.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Barr, Andy [R-KY-6].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-02-18.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Economy