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Students and Young Consumers Empowerment Act

This act establishes the position of Assistant Director and Student Loan Borrower Advocate to help resolve complaints related to private and Federal student loans. It ensures coordination between the Bureau of Consumer Financial Protection and the Department of Education to process complaints.
Key points
Creation of an Assistant Director and Student Loan Borrower Advocate at the Bureau of Consumer Financial Protection.
Mandatory 10-day window for agencies to direct certain student loan complaints to the other agency.
Annual reports analyzing the use of consumer financial products by students at institutions of higher education.
Establishment of a collaborative process to address complaints about private collection agency actions related to defaulted title IV loans.
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Status:
Introduced
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Additional Information
Print number: 119_HR_7671
Sponsor: Rep. Bonamici, Suzanne [D-OR-1]
Process start date: 2026-02-25
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-3.1-pro-preview
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Students and Young Consumers Empowerment Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_7671.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2026-02-25.

What are the main provisions?

Key points include:

  • Creation of an Assistant Director and Student Loan Borrower Advocate at the Bureau of Consumer Financial Protection.
  • Mandatory 10-day window for agencies to direct certain student loan complaints to the other agency.
  • Annual reports analyzing the use of consumer financial products by students at institutions of higher education.
  • Establishment of a collaborative process to address complaints about private collection agency actions related to defaulted title IV loans.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Bonamici, Suzanne [D-OR-1].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-03-13.

What is the impact of this bill?

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Education Economy