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AI Fraud Accountability Act: New Protections Against Digital Impersonation

This act establishes criminal penalties for using artificial intelligence to impersonate individuals for the purpose of financial fraud. It aims to protect citizens from sophisticated deepfake scams by empowering law enforcement and the FTC to pursue scammers both domestically and internationally.
Key points
Criminalizes the use of AI-generated audio or visual depictions to defraud people of money or property.
Imposes penalties of up to 3 years in prison and significant fines for violators.
Requires the forfeiture of any property or assets gained through digital impersonation fraud.
Directs the FTC to treat AI impersonation as an unfair or deceptive business practice.
Establishes a federal working group to develop best practices for detecting and preventing deepfakes.
Protects First Amendment rights, ensuring that parody, satire, and journalism remain legal.
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Status:
Introduced
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Additional Information
Print number: 119_HR_7786
Sponsor: Rep. Buchanan, Vern [R-FL-16]
Process start date: 2026-03-04