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Student loan forgiveness program for mental health professionals

This bill creates a support program for mental health students and graduates, offering student loan forgiveness in exchange for working in areas with a shortage of specialists. As a result, patients in underserved regions will have better access to psychological and psychiatric care.
Key points
Forgiveness of up to $200,000 in student debt after 5 years of professional service.
Deferment of loan principal payments during the 5-year service period.
Requirement to work in designated mental health professional shortage areas.
Program targeted at students of minority-serving institutions and those in clinical training.
Covers a wide range of professions, including psychiatrists, psychologists, therapists, and social workers.
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Status:
Introduced
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Additional Information
Print number: 119_HR_7787
Sponsor: Rep. Carter, Troy A. [D-LA-2]
Process start date: 2026-03-04