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Free Access to HIV Prevention: PrEP Access and Coverage Act of 2026

This act ensures free access to HIV prevention medication (PrEP) by eliminating out-of-pocket costs for most private and public insurance plans. It also protects individuals from insurance discrimination and funds public education to reduce HIV transmission.
Key points
Eliminates copays and deductibles for HIV prevention drugs, lab tests, and clinical visits.
Prohibits insurance companies from requiring prior authorization for PrEP medications.
Prevents life and disability insurers from denying coverage or raising rates based on PrEP use.
Ensures patient privacy for those using prevention services under a family insurance plan.
Provides grants to support access for uninsured and underinsured individuals.
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Status:
Introduced
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Additional Information
PrEP Access and Coverage Act of 2026
Print number: HR 7853
Sponsor: Rep. Takano, Mark [D-CA-39]
Process start date: 2026-03-05