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COMPETE Act: New Rules for Short-Term Health Insurance Plans

This bill establishes a definition for short-term limited duration insurance, limiting its duration to 12 months. It allows policyholders to renew their coverage at a premium that does not reflect any additional underwriting.
Key points
Short-term health insurance plans are limited to a maximum duration of 12 months.
Insurers may offer a renewal guarantee, allowing policyholders to purchase subsequent coverage.
Renewals must be offered at a premium that does not reflect any additional underwriting.
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Status:
Introduced
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Additional Information
COMPETE Act
Print number: HR 8082
Sponsor: Rep. Grothman, Glenn [R-WI-6]
Process start date: 2026-03-25
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-3.1-pro-preview
Source data: api.congress.gov
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Summary & Status

Key Questions about COMPETE Act: New Rules for Short-Term Health Insurance Plans

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 8082.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2026-03-25.

What are the main provisions?

Key points include:

  • Short-term health insurance plans are limited to a maximum duration of 12 months.
  • Insurers may offer a renewal guarantee, allowing policyholders to purchase subsequent coverage.
  • Renewals must be offered at a premium that does not reflect any additional underwriting.

What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Grothman, Glenn [R-WI-6].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Energy and Commerce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-04-13.

Analysis and Potential Impact of HR 8082

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

CATEGORIES

Health