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SAFER Act of 2026: Protecting Securities and Digital Assets from Premature State Seizure

This act prevents states from prematurely taking ownership of your stocks, crypto, and investment accounts under unclaimed property laws. It ensures that financial institutions keep your assets safe until specific conditions, like confirmed death and a waiting period, are met.
Key points
Prevents states from seizing assets until at least 3 years after a person's death is officially confirmed.
Requires financial institutions to check death records for inactive retirement-age accounts every 5 years.
Covers a wide range of assets, including stocks, investment accounts, and digital assets like cryptocurrency.
Federal rules will override any state laws that try to claim these assets sooner or under different conditions.
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Status:
Introduced
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Additional Information
SAFER Act of 2026
Print number: HR 8338
Sponsor: Rep. Liccardo, Sam T. [D-CA-16]
Process start date: 2026-04-16
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-flash-latest
Source data: api.congress.gov
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Summary & Status

Key Questions about SAFER Act of 2026: Protecting Securities and Digital Assets from Premature State Seizure

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 8338.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2026-04-16.

What are the main provisions?

Key points include:

  • Prevents states from seizing assets until at least 3 years after a person's death is officially confirmed.
  • Requires financial institutions to check death records for inactive retirement-age accounts every 5 years.
  • Covers a wide range of assets, including stocks, investment accounts, and digital assets like cryptocurrency.
  • Federal rules will override any state laws that try to claim these assets sooner or under different conditions.

What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Liccardo, Sam T. [D-CA-16].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-04-22.

Analysis and Potential Impact of HR 8338

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

CATEGORIES

Economy Courts and Law