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Clean Slate through Rehabilitation Act

This bill amends the Higher Education Act of 1965 to remove all adverse credit history related to a student loan from the credit history of a borrower who has rehabilitated the loan.
Key points
Removes all adverse information relating to the loan from the borrower's credit history after loan rehabilitation.
Replaces the previous provision that only removed the record of default.
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Status:
Introduced
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Additional Information
Clean Slate through Rehabilitation Act
Print number: HR 8361
Sponsor: Rep. Williams, Nikema [D-GA-5]
Process start date: 2026-04-16