What is the official ID of this bill?

The official print number for this legislation is HR 8398.

When did the legislative process begin?

The process officially started on 2026-04-21.

What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: https://www.congress.gov/119/bills/hr8398/BILLS-119hr8398ih.htm

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-04-28.

Who is the primary sponsor?

The primary sponsor is Rep. Huizenga, Bill [R-MI-4].

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Analysis and Potential Impact of HR 8398

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

GUARD Financial Data Act: Strengthening Your Privacy and Data Control

Q: What are the main provisions?

Key points include: Right to request the deletion of your personal data after closing a bank account. Explicit 'opt-in' consent required for sensitive data, including biometrics and precise location. Ability to opt out of data sharing with third parties at any time. New requirements for banks to disclose if they use artificial intelligence to process your information.

This act gives citizens more control over their financial information by allowing them to request data deletion and limiting collection to what is strictly necessary. Banks must now obtain explicit permission before using sensitive data like location or biometrics.

Key points

Right to request the deletion of your personal data after closing a bank account.

Explicit 'opt-in' consent required for sensitive data, including biometrics and precise location.

Ability to opt out of data sharing with third parties at any time.

New requirements for banks to disclose if they use artificial intelligence to process your information.

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Status:

Introduced

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Additional Information

Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act

Print number: HR 8398

Sponsor: Rep. Huizenga, Bill [R-MI-4]

Process start date: 2026-04-21

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: gemini-flash-latest

Source data: api.congress.gov

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