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Low-interest loans to expand child care facilities in rural communities

This act creates a low-interest loan program to help rural child care providers renovate or expand their facilities. It aims to increase the number of available child care spots in areas where they are currently scarce, making it easier for rural families to find care.
Key points
Low-interest loans with repayment terms of up to 25 years for qualified providers.
Focus on 'child care deserts' in rural communities with fewer than 20,000 residents.
Funds can be used for building renovations, expansions, and adapting structures for child care.
Providers must meet state licensing requirements and conduct criminal background checks on all staff.
Up to 10% of the loan amount can be used for pre-development activities like planning and design.
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Status:
Introduced
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Additional Information
Rural Child Care Facility Expansion Act
Print number: HR 8453
Sponsor: Rep. McClain Delaney, April [D-MD-6]
Process start date: 2026-04-22