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Restoring protections against unfair collection of discharged student loan debts

This resolution stops the removal of rules that protect people whose student loans were cleared through bankruptcy. It ensures that debt collectors cannot unfairly pursue payments for loans that have been legally cancelled.
Key points
Prevents the cancellation of consumer protections for student loan borrowers.
Ensures that student loans discharged in bankruptcy remain uncollectible.
Blocks unfair billing and collection practices by financial institutions.
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Status:
Introduced
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Additional Information
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts".
Print number: SJRES 151
Sponsor: Sen. Hirono, Mazie K. [D-HI]
Process start date: 2026-03-26