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Resolution disapproving the withdrawal of rules regarding returned deposited item fees

This resolution expresses congressional disapproval of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule regarding 'Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices'. As a result, the withdrawal rule shall have no force or effect.
Key points
Congress disapproves the rule withdrawing regulations on returned deposited item fees.
The resolution relates to the 2022 bulletin on unfair fee assessment practices.
The withdrawal rule will have no force or effect.
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Status:
Introduced
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Additional Information
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices".
Print number: SJRES 153
Sponsor: Sen. Luján, Ben Ray [D-NM]
Process start date: 2026-03-26
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-3.1-pro-preview
Source data: api.congress.gov
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Summary & Status

Key Questions about Resolution disapproving the withdrawal of rules regarding returned deposited item fees

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is SJRES 153.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2026-03-26.

What are the main provisions?

Key points include:

  • Congress disapproves the rule withdrawing regulations on returned deposited item fees.
  • The resolution relates to the 2022 bulletin on unfair fee assessment practices.
  • The withdrawal rule will have no force or effect.

What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Luján, Ben Ray [D-NM].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-04-01.

Analysis and Potential Impact of SJRES 153

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

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Economy Courts and Law