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Congressional Disapproval of the Withdrawal of the Rule on Unlawful Negative Option Marketing Practices

This joint resolution provides for congressional disapproval of the rule submitted by the Bureau of Consumer Financial Protection that withdrew the "Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices". As a result, the withdrawal rule shall have no force or effect.
Key points
Disapproves the CFPB rule withdrawing the circular on unlawful negative option marketing practices.
Declares that the withdrawal rule shall have no force or effect.
Introduced by Senator Gillibrand.
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Status:
Introduced
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Additional Information
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices".
Print number: SJRES 160
Sponsor: Sen. Gillibrand, Kirsten E. [D-NY]
Process start date: 2026-04-13
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-3.1-pro-preview
Source data: api.congress.gov
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Summary & Status

Key Questions about Congressional Disapproval of the Withdrawal of the Rule on Unlawful Negative Option Marketing Practices

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is SJRES 160.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2026-04-13.

What are the main provisions?

Key points include:

  • Disapproves the CFPB rule withdrawing the circular on unlawful negative option marketing practices.
  • Declares that the withdrawal rule shall have no force or effect.
  • Introduced by Senator Gillibrand.

What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Gillibrand, Kirsten E. [D-NY].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-04-15.

Analysis and Potential Impact of SJRES 160

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

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Economy