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Suspension and Reform of Student Loan Wage Garnishment

This act suspends the automatic garnishment of wages for unpaid student loans. It introduces new rules for refunding improperly collected money and holds employers accountable for incorrect deductions. The goal is to protect citizens from improper garnishments and ensure greater transparency in the student loan repayment process.
Key points
Suspension of automatic wage garnishment for student loans until new safeguards are implemented.
Requirement for prompt refunds (within 7 days) of improperly garnished wages.
Employers can be sued for improper wage deductions.
Prohibition of wage garnishment for student loans outstanding for more than 10 years.
Department of Education must pay double the amount if improperly garnished wages are not refunded within 10 days.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_S_1764
Sponsor: Sen. Booker, Cory A. [D-NJ]
Process start date: 2025-05-14
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Ending Administrative Garnishment Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_1764.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2025-05-14.

What are the main provisions?

Key points include:

  • Suspension of automatic wage garnishment for student loans until new safeguards are implemented.
  • Requirement for prompt refunds (within 7 days) of improperly garnished wages.
  • Employers can be sued for improper wage deductions.
  • Prohibition of wage garnishment for student loans outstanding for more than 10 years.
  • Department of Education must pay double the amount if improperly garnished wages are not refunded within 10 days.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Booker, Cory A. [D-NJ].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

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