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Automatic Re-enrollment in Retirement Plans

This act changes the rules for automatic enrollment in employee retirement plans. It means that if you previously opted out, you might be automatically re-enrolled after a certain period, unless you actively opt out again. The goal is to encourage retirement savings.
Key points
Employees who opted out of automatic retirement plan enrollment may be automatically re-enrolled after 1-3 years.
To avoid re-enrollment, employees must actively submit a new opt-out election.
The changes apply to plan years beginning after the act's enactment date.
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Status: Introduced
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Additional Information
Print number: 119_S_1831
Sponsor: Sen. Kaine, Tim [D-VA]
Process start date: 2025-05-21
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Auto Reenroll Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_1831.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2025-05-21.

What are the main provisions?

Key points include:

  • Employees who opted out of automatic retirement plan enrollment may be automatically re-enrolled after 1-3 years.
  • To avoid re-enrollment, employees must actively submit a new opt-out election.
  • The changes apply to plan years beginning after the act's enactment date.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Kaine, Tim [D-VA].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Labor Taxes