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Automatic Re-enrollment in Retirement Plans

This act changes the rules for automatic enrollment in employee retirement plans. It means that if you previously opted out, you might be automatically re-enrolled after a certain period, unless you actively opt out again. The goal is to encourage retirement savings.
Key points
Employees who opted out of automatic retirement plan enrollment may be automatically re-enrolled after 1-3 years.
To avoid re-enrollment, employees must actively submit a new opt-out election.
The changes apply to plan years beginning after the act's enactment date.
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Introduced
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Additional Information
Print number: 119_S_1831
Sponsor: Sen. Kaine, Tim [D-VA]
Process start date: 2025-05-21