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Easier Student Loan Forgiveness for Veterans and Active Duty Service Members

The VALOR Act of 2025 simplifies federal student loan forgiveness for veterans and active duty service members under the Public Service Loan Forgiveness program. This means that periods of loan deferment or forbearance due to military service will count towards the required 120 payments, and the full-time employment requirement at the time of application is waived if service lasted 10 years. This helps military personnel more easily and quickly eliminate student debt, improving their financial well-being.
Key points
Periods of student loan deferment or forbearance due to active military service will count as qualifying payments for Public Service Loan Forgiveness.
The full-time employment requirement at the time of loan forgiveness application will be waived for those who completed 10 years of active duty service.
These changes apply to members of the Armed Forces, National Guard, and the commissioned corps of the National Oceanic and Atmospheric Administration.
article Official text account_balance Process page
Introduced
Citizen Poll
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Additional Information
Print number: 119_S_1863
Sponsor: Sen. Blumenthal, Richard [D-CT]
Process start date: 2025-05-22
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

VALOR Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_1863.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2025-05-22.

What are the main provisions?

Key points include:

  • Periods of student loan deferment or forbearance due to active military service will count as qualifying payments for Public Service Loan Forgiveness.
  • The full-time employment requirement at the time of loan forgiveness application will be waived for those who completed 10 years of active duty service.
  • These changes apply to members of the Armed Forces, National Guard, and the commissioned corps of the National Oceanic and Atmospheric Administration.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Blumenthal, Richard [D-CT].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

Benefits Education