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More Flood Insurance Data for Citizens

This new law increases the availability of flood insurance information, including flood risk for individual properties and claims history. This will allow citizens to better assess risks and make informed decisions about property purchases or insurance. The law aims to increase the transparency of the flood insurance program.
Key points
Public access to flood risk data for specific properties, including claims and premium history.
Information on whether a property was built before or after flood insurance rate maps were introduced.
Data on properties that have been mitigated against floods (e.g., elevated) or bought out.
Public database on communities participating in the flood insurance program, including their compliance status.
All data will be available online, respecting property owners' privacy.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_S_2052
Sponsor: Sen. Scott, Rick [R-FL]
Process start date: 2025-06-12
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Flood Insurance Transparency Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_2052.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2025-06-12.

What are the main provisions?

Key points include:

  • Public access to flood risk data for specific properties, including claims and premium history.
  • Information on whether a property was built before or after flood insurance rate maps were introduced.
  • Data on properties that have been mitigated against floods (e.g., elevated) or bought out.
  • Public database on communities participating in the flood insurance program, including their compliance status.
  • All data will be available online, respecting property owners' privacy.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Scott, Rick [R-FL].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

Real Estate Environment