OFFICIAL LEGAL TITLE
Flood Insurance Transparency Act of 2025
FREQUENTLY ASKED QUESTIONS
What is the official ID of this bill?
The official print number for this legislation is 119_S_2052.
Which chamber initiated this legislation?
This legislation was initiated in the Senate.
When did the legislative process begin?
The process officially started on 2025-06-12.
What are the main provisions?
Key points include:
- Public access to flood risk data for specific properties, including claims and premium history.
- Information on whether a property was built before or after flood insurance rate maps were introduced.
- Data on properties that have been mitigated against floods (e.g., elevated) or bought out.
- Public database on communities participating in the flood insurance program, including their compliance status.
- All data will be available online, respecting property owners' privacy.
What is the specific legal status?
The current status is Introduced.
Where can I read the full text of this legislation?
The full official text is available at:
View full text
Who is the primary sponsor?
The primary sponsor is Sen. Scott, Rick [R-FL].
What is the latest detailed status?
The latest detailed status is: Introduced in Senate
Is this summary verified?
Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.
What is the impact of this bill?
We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.