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Flood Insurance Flexibility: Return to Federal Program Without Penalty

This new law makes it easier for individuals who left the federal flood insurance program for private coverage to return without losing their continuous coverage status. This provides greater flexibility and security for property owners in flood-prone areas, allowing them to choose their insurer more freely.
Key points
You can switch from private flood insurance back to the federal program without losing continuous coverage.
Time spent with private flood insurance will count as continuous coverage under the federal program.
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Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_S_2054
Sponsor: Sen. Scott, Rick [R-FL]
Process start date: 2025-06-12