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Expanded Access to Fertility Treatment and Care

This new act aims to ensure that health insurance plans covering obstetrical services will also be required to cover fertility treatment. This means citizens will have broader access to procedures like in vitro fertilization, regardless of a formal infertility diagnosis, and treatment costs will be comparable to other medical services. The act also extends coverage to federal employees, military personnel, veterans, and includes Medicaid and Medicare programs.
Key points
Health insurance plans covering obstetrical services must now cover fertility treatment, including IVF, without requiring an infertility diagnosis.
Cost-sharing for fertility treatment (deductibles, co-insurance) cannot exceed that for other medical services.
Incentives to discourage fertility treatment or discrimination in access to these services are prohibited.
Federal employee health benefits, TRICARE, veterans' programs, Medicaid, and Medicare will also be required to cover fertility treatment.
Insurers must provide notice to beneficiaries about the new fertility coverage.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_S_2408
Sponsor: Sen. Booker, Cory A. [D-NJ]
Process start date: 2025-07-23
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Access to Fertility Treatment and Care Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_2408.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2025-07-23.

What are the main provisions?

Key points include:

  • Health insurance plans covering obstetrical services must now cover fertility treatment, including IVF, without requiring an infertility diagnosis.
  • Cost-sharing for fertility treatment (deductibles, co-insurance) cannot exceed that for other medical services.
  • Incentives to discourage fertility treatment or discrimination in access to these services are prohibited.
  • Federal employee health benefits, TRICARE, veterans' programs, Medicaid, and Medicare will also be required to cover fertility treatment.
  • Insurers must provide notice to beneficiaries about the new fertility coverage.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Booker, Cory A. [D-NJ].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

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Health Family Benefits