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Cyber Insurance: Better Protection Against Online Attacks

This new act aims to help citizens and businesses better understand cyber insurance. A special working group will be established to clarify complex terms and assist in evaluating which insurance best protects against cyberattacks, such as ransomware. This will make it easier to choose the right policy and financially secure oneself against the consequences of online incidents.
Key points
An expert group will be formed to simplify the language of cybersecurity insurance policies, making them understandable to everyone.
Citizens and businesses will receive clear information on how cyber insurance protects against various types of attacks, including ransomware.
The act aims to help reduce the cost of cyber insurance and decrease the risk of cyberattacks through better security practices.
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Status:
Placed on Calendar
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Additional Information
Print number: 119_S_245
Sponsor: Sen. Hickenlooper, John W. [D-CO]
Process start date: 2025-01-24
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Insure Cybersecurity Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_245.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2025-01-24.

What are the main provisions?

Key points include:

  • An expert group will be formed to simplify the language of cybersecurity insurance policies, making them understandable to everyone.
  • Citizens and businesses will receive clear information on how cyber insurance protects against various types of attacks, including ransomware.
  • The act aims to help reduce the cost of cyber insurance and decrease the risk of cyberattacks through better security practices.
What is the specific legal status?

The current status is Placed on Calendar.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Hickenlooper, John W. [D-CO].

What is the latest detailed status?

The latest detailed status is: Placed on Senate Legislative Calendar under General Orders. Calendar No. 90.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

What is the impact of this bill?

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Security Economy Informatization