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Protecting Servicemembers from Debt Collector Harassment

This act aims to better protect servicemembers and their families from unfair debt collection practices. It prohibits debt collectors from threatening rank reduction, security clearance revocation, or military prosecution. This ensures servicemembers can focus on their duties without fear of undue threats.
Key points
Debt collectors cannot threaten servicemembers with rank reduction.
Debt collectors cannot threaten servicemembers with security clearance revocation.
Debt collectors cannot threaten servicemembers with military prosecution.
The act covers active servicemembers, their dependents, and those separated from service within the last year.
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Status:
Introduced
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Additional Information
Print number: 119_S_2454
Sponsor: Sen. Warnock, Raphael G. [D-GA]
Process start date: 2025-07-24