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Permanent Health Insurance Subsidies and Lowering Premium Costs.

This bill aims to permanently lower health insurance costs for millions of Americans by making enhanced premium tax credits permanent. It removes the income cap for eligibility, allowing more individuals and higher-income families to receive subsidies, thereby limiting the maximum percentage of income spent on premiums. Furthermore, the act repeals specific changes from a previous law to protect existing healthcare provisions.
Key points
Permanent Subsidies: Enhanced financial assistance (tax credits) for buying health insurance on the marketplace are made permanent, not temporary.
No Income Cap: The upper income limit for subsidy eligibility is eliminated, extending financial help to higher-income earners.
Cost Protection: The maximum percentage of household income citizens must spend on health insurance premiums is permanently capped (up to 8.5% for higher incomes).
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_S_2556
Sponsor: Sen. Schumer, Charles E. [D-NY]
Process start date: 2025-07-30
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-flash-latest
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Protecting Health Care and Lowering Costs Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_2556.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2025-07-30.

What are the main provisions?

Key points include:

  • Permanent Subsidies: Enhanced financial assistance (tax credits) for buying health insurance on the marketplace are made permanent, not temporary.
  • No Income Cap: The upper income limit for subsidy eligibility is eliminated, extending financial help to higher-income earners.
  • Cost Protection: The maximum percentage of household income citizens must spend on health insurance premiums is permanently capped (up to 8.5% for higher incomes).
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Schumer, Charles E. [D-NY].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-31.

CATEGORIES

Health Taxes