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Enhanced Transparency for Student Loan Debt and Earnings

This act aims to increase transparency regarding federal student loans. Citizens will gain access to detailed information on graduates' earnings, debt levels, and repayment rates, enabling them to make more informed educational and financial decisions.
Key points
New Earnings Data: You will be able to check the median annual earnings of individuals who completed a specific study program 10 years prior, regardless of their completion status.
Debt Information: You will see the median amount of federal student loan debt (including Stafford and PLUS loans) for graduates at the time they began repayment.
Repayment and Default Rates: Data will be available on the percentage of students repaying their loans and those struggling with payments, both at the program and institutional levels.
Easier Study Choices: This information will help you better assess the potential costs and benefits associated with choosing a particular field of study and institution.
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Status: Introduced
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Additional Information
Print number: 119_S_2700
Sponsor: Sen. Husted, Jon [R-OH]
Process start date: 2025-09-03
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

DECIDE Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_2700.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2025-09-03.

What are the main provisions?

Key points include:

  • New Earnings Data: You will be able to check the median annual earnings of individuals who completed a specific study program 10 years prior, regardless of their completion status.
  • Debt Information: You will see the median amount of federal student loan debt (including Stafford and PLUS loans) for graduates at the time they began repayment.
  • Repayment and Default Rates: Data will be available on the percentage of students repaying their loans and those struggling with payments, both at the program and institutional levels.
  • Easier Study Choices: This information will help you better assess the potential costs and benefits associated with choosing a particular field of study and institution.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Husted, Jon [R-OH].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Education