Ban on Credit Checks for Employment Decisions
This act aims to prohibit employers from using consumer credit reports to make hiring or adverse employment decisions. This means your credit history generally cannot be used to deny you a job, potentially making it easier for individuals with past financial difficulties to secure employment. Exceptions apply for jobs requiring national security clearance or when legally mandated.
Key points
Employers will be prohibited from using your credit history when making hiring or promotion decisions.
Your consent to a credit check will not override this prohibition, unless the job requires national security clearance.
The act seeks to improve employment opportunities for individuals whose credit history might have previously been a barrier.
Introduced
Citizen Poll