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National Flood Insurance Program Extended Until 2026

This act extends the National Flood Insurance Program (NFIP) until September 30, 2026. This means that citizens in flood-prone areas will continue to have access to federal flood insurance, providing financial protection against flood damage.
Key points
The National Flood Insurance Program (NFIP) will continue operating until September 30, 2026, ensuring ongoing insurance coverage.
Changes are retroactively effective from September 30, 2025, if the act is passed after that date, preventing any lapse in coverage.
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Introduced
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Additional Information
Print number: 119_S_2931
Sponsor: Sen. Kennedy, John [R-LA]
Process start date: 2025-09-29