Medicare Buy-In Option for Retired and Disabled First Responders Aged 50-64
This law creates a new option for essential first responders (police, firefighters) aged 50 to 64 who retire or become disabled to purchase full Medicare coverage. This ensures comprehensive and stable health coverage during the critical years before they reach the standard Medicare eligibility age of 65. While participants pay premiums, they may qualify for federal subsidies to help reduce their overall healthcare costs.
Key points
Allows retired or disabled first responders aged 50-64 to buy into full Medicare coverage (Parts A, B, and D).
Enrollees pay monthly premiums based on the program's average cost but may be eligible for tax credits and subsidies under the Affordable Care Act (ACA).
Guaranteed right to purchase supplemental Medigap policies upon initial and subsequent enrollment.
Employers can pay or reimburse premiums for retired employees without the payment being counted as taxable income.
Introduced
Citizen Poll