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Patient Protection and Healthcare Affordability Act 2025

This act aims to improve access to health insurance and reduce its costs for citizens. It extends tax credits for premiums, lengthens the open enrollment period, and strengthens programs that assist in choosing health plans, while also protecting against sudden premium increases and bureaucratic denials. Citizens can expect greater stability and predictability in accessing healthcare.
Key points
Extension of temporary enhanced premium tax credits until 2029, meaning lower insurance costs for many individuals.
Extension of the open enrollment period for plan year 2026 until May 1, providing more time to select suitable insurance.
Restoration of funding for navigator programs, which help citizens understand and choose health plans without charging fees.
Protection against surprise premium bills by setting limits on amounts that must be repaid for underpaid tax credits.
Simplification of the re-enrollment process and protection against bureaucratic coverage denials.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_S_3368
Sponsor: Sen. Blunt Rochester, Lisa [D-DE]
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Restoring Patient Protections and Affordability Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_3368.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

What are the main provisions?

Key points include:

  • Extension of temporary enhanced premium tax credits until 2029, meaning lower insurance costs for many individuals.
  • Extension of the open enrollment period for plan year 2026 until May 1, providing more time to select suitable insurance.
  • Restoration of funding for navigator programs, which help citizens understand and choose health plans without charging fees.
  • Protection against surprise premium bills by setting limits on amounts that must be repaid for underpaid tax credits.
  • Simplification of the re-enrollment process and protection against bureaucratic coverage denials.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Blunt Rochester, Lisa [D-DE].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-31.

CATEGORIES

Health Taxes