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Health Insurance: New Rules for Short-Term Plans

This act defines short-term limited duration health insurance, clarifying that such plans last up to 12 months. It also allows for renewals without new health assessments, potentially affecting citizens' insurance choices and costs.
Key points
Defines short-term health insurance plans, offering an alternative to comprehensive coverage.
Sets the maximum initial duration for these policies at 12 months.
Allows for policy renewals without additional health underwriting, potentially ensuring continuous coverage.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_S_3418
Sponsor: Sen. Cruz, Ted [R-TX]
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Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

COMPETE Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_3418.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

What are the main provisions?

Key points include:

  • Defines short-term health insurance plans, offering an alternative to comprehensive coverage.
  • Sets the maximum initial duration for these policies at 12 months.
  • Allows for policy renewals without additional health underwriting, potentially ensuring continuous coverage.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Cruz, Ted [R-TX].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-11.

CATEGORIES

Health