We Can't Wait Act – Earlier Disability Benefits with Adjusted Payments
This bill allows disabled individuals to start receiving Social Security benefits immediately instead of waiting for the standard period to end. Choosing early payments results in a slightly lower monthly benefit amount for the duration of the claim.
Key points
Option to receive disability insurance benefits during the standard waiting period.
Permanent reduction in monthly payments (initially set at 94.25% of the full amount) for those electing early access.
Provision of an online calculator to help applicants determine the financial impact of their choice.
The election does not affect benefits payable to family members based on the individual's record.
Status:
Introduced
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